Why you'll need to get a HIP to get a house - Andersons Solicitors _ Moving Home Nottingham

Buying a house is said to be one of the most stressful events we ever have to face. Sam Tickell says the government’s new Home Information Packs should help ease the strain, but still don’t go far enough to speed up the system. We’ve all heard the horror stories about buying and selling houses. Deals falling through at the last minute, hundreds if not thousands of pounds wasted, not to mention the nail biting stress that you might miss out on your dream home. Soon, according to the government, most of these nightmares could become a thing of the past. Home Information Packs come into force in June 2007. They’re designed to usher in an era of simpler, quicker house deals that will be kinder to your pocket and your pulse rate. The main advantage of the new system is that the house buyer will know far more about a property than he does now before he makes an offer. This is because the seller will have to produce a Home Information Pack providing all the information at the beginning of the sale that under the present system may take the buyer weeks to discover. The packs have to contain a Home Condition Report which, as the name suggests, is a survey of the house carried out by government accredited inspectors. This should put an end to wasting time waiting for a report on a house that looks idyllic but turns out to be plagued by faults that put you off buying. The seller will also have to enclose copies of all planning permissions and building regulation documents relating to the property. This is another big step forward because often it turns out that the seller hasn’t got the necessary permission for that new conservatory or extension. This can also cause long delays or even force the deal to be cancelled. .....View this story in full


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